Daily, rules split the portfolio across stock momentum, bond trend, a small volatility sleeve, and crash hedges. It rides tech‑led uptrends with leveraged funds, steps aside or shorts in downtrends, and buys protection during sudden selloffs.

Your money is split into four buckets and checked daily. 1) Stocks (20%): If the S&P 500 is above its long‑term trend, lean into fast‑rising tech/stock funds; if not, cut risk or use hedges. 2) Bonds (40%): Rotate between long Treasuries and cash based on trend/overbought‑oversold signals. 3) Volatility (9%): Earn carry in calm times (short VIX) but flip to protection when fear spikes. 4) Crash kit (31%): When fear jumps or stocks drop fast, buy protection (UVXY/VIX). Otherwise, sit in T‑Bills and sometimes buy sharp tech dips. Simple rules used: trend (price vs its average), “temperature” (RSI: high=overheated, low=washed‑out), and size of recent drops.

Out-of-sample: ~19.3% annualized return with Calmar 0.93, using four sleeves (stocks, bonds, volatility carry, crash hedges) to chase tech rallies while managing risk. Nearly SPY-level upside with diversified, dynamic risk controls.