Rules‑based, mostly‑cash strategy: sidesteps when stocks get hot, buys brief dips with high‑octane ETFs, keeps a dividend core, and uses managed‑futures and volatility hedges to control risk. Checked and rebalanced daily.

Most of the time it sits in short‑term T‑bills (BIL/SHV/SGOV). It watches simple gauges: RSI = a “too hot/too cold” meter; moving average = a trend line. If things look overheated, it stays in T‑bills or uses volatility hedges (UVXY/VIXM). If prices fall fast, it briefly buys fast‑moving funds (TECL/SOXL/UPRO). In normal times it mixes a tech tilt with safety and often holds a dividend fund (SCHD). KMLM (a managed‑futures trend fund) acts as a traffic light for offense vs defense. Rebalanced daily.

Out-of-sample edge: ~40.8% annual return vs SPY’s ~15.8%, Sharpe ~1.15 vs ~0.88, max drawdown ~16.1% vs 18.8%. A cash-first, rules-based strategy that times risk, hedges volatility, and buys dips for superior growth.