A monthly market-timing strategy that uses bond strength as its main risk switch, buying aggressive leveraged stock funds in good conditions and shifting to defensive or bearish funds when markets weaken.

This strategy checks the market once a month and asks: are conditions calm enough to take risk, or should it play defense? It uses bond market health—especially BND, a broad U.S. bond fund—as the main switch. If bonds have been doing well, it buys aggressive stock funds, mainly leveraged tech, semiconductor, finance, and S&P 500 funds. It often chooses the ones that have recently cooled off the most, trying to buy dips. If bonds are weak, it shifts defensive. In stressful periods it may hold funds that rise when stocks fall, when Treasury bond prices fall, or when the U.S. dollar/energy do well. If the stock market is dropping very fast, a special “panic” mode takes over and leans into crash hedges. A smaller side bucket rotates among one aggressive idea each month.

An adaptive, monthly regime-switching strategy that shifts with bond strength to capture dips and defend in stress. It aims to diversify beyond SPY, offering exposure in calm cycles, but with higher drawdowns and lower risk-adjusted return.