A monthly, rules-based strategy. It uses bond trends to decide when to go on offense with leveraged tech/growth funds, and when to defend with Treasuries, gold, the dollar, or inverse stock funds. A small monthly rotator adds diversification and drawdown control.

- First, it checks for a quick stock selloff. If the S&P 500 just fell hard, it immediately switches to defensive funds (Treasuries, volatility, and inverse stock funds). - Otherwise, it compares two bond funds: BND (intermediate bonds) vs BSV (short-term bonds) over ~3 months. If BND is doing better, it goes on offense; if not, it goes defensive. - Offense: rotate into a few leveraged stock funds focused on tech, semiconductors, and the S&P 500, favoring those that look less “overheated”. - Defense: if rates look like they’re rising, lean on inverse stock funds, the US dollar or energy, and sometimes gold. If rates look like they’re falling, lean on long Treasuries and gold (or cash). - A side sleeve (20% of the portfolio) picks one asset each month (from gold, tech, dollar, short Treasuries, etc.) that looks “cold” short term, aiming for a bounce. - It rebalances monthly.

Out-of-sample: 31.8% annualized return vs SPY’s 22.8%. Bond-driven risk-on/off with monthly rebalancing aims for higher upside with a ~0.70 Calmar and built-in drawdown defenses.