Weekly regime switch with a volatility safety valve. If fear spikes, move to T‑Bills. Otherwise, if inflation‑protected Treasuries are trending up, own the strongest big US stocks; if not, rotate into the strongest bond and commodity funds. Equal‑weighted picks.

Each week, it: 1) Checks market “fear” via VIXY. If its RSI (a 0–100 “how fast it just moved” score) is >75, park in BIL (T‑Bills; cash‑like). 2) Else, looks at TIP (inflation‑protected Treasuries). If TIP has risen over 60 days: pick the 3 strongest names in each of S&P‑like, Nasdaq‑like, and Dow‑like lists (by ~1‑month trend). Gold (GLD), US dollar (USDU), or BIL can replace stocks if stronger. 3) If TIP is weak: hold the 2 best commodity funds and 3 best bond funds. Equal‑weight. Rebalance weekly.

Out-of-sample annualized return ~42% vs S&P ~25%; Sharpe ~2.0 vs ~1.5; Calmar ~1.38; beta ~0.54; positive alpha. Delivers higher upside and diversification with a volatility shield, but drawdowns are larger (~30% vs ~19%).