A daily-rebalanced, multi-asset framework anchored by SCHD (plus DBMF and KMLM) for dividend income, with a broad diversified sleeve and aggressive hedging. It toggles between risk-on and risk-off modes using momentum/RSI signals and moves into or out of leveraged and volatile ETFs to manage drawdown while pursuing dividend growth.

- Start with a dividend-income core (SCHD as the anchor, plus DBMF and KMLM for income-style exposure). - Build a large, diversified universe that includes stocks, bonds, currencies, commodities, and volatility/leverage instruments. - Every day, run a multi-layer decision tree that looks at price trends, momentum, relative strength, and volatility signals for many assets. - Use those signals to select top-performing or defensive assets and to determine how much of each asset to own (weighting). - Employ hedges and risk-off buckets (UVXY, SVXY, SPXS/SQQQ/TMV etc.) to shield the portfolio when signals indicate risk or when volatility spikes. - Shift between offense (more equities, levered bets) and defense (bonds, cash, hedges) to control drawdown and volatility while trying to preserve dividend income growth. - Rebalance daily, with a knob to cut back on leveraged/volatile bets if risk rises. The system uses many layers to try to find a balance between income growth and drawdown control.

Dynamic dividend-core strategy with hedges; oos return ≈26.4% vs SPY ≈22.3%, beta ≈0.78, Calmar ≈0.81. Seeks higher risk-adjusted income through diversification and hedging, with drawdowns possible in volatility spikes.