A market-timing strategy that shifts between stock-heavy, defensive, and sometimes anti-tech positions based on long-term market trend, shorter trend changes, and whether tech stocks look sharply oversold.

This strategy first judges whether the U.S. stock market is in a long good period or a long bad period by comparing long-term trend lines on the S&P 500. If conditions look healthy, it mainly owns NTSX, a stock-focused fund with some bond exposure. If markets look overheated, it adds DBMF, a fund that follows trends across many markets. If conditions weaken, it becomes more defensive by using DBMF, gold (GLD), and Treasury bond funds like SHY, IEF, or TLT. In the worst environments, it may even use PSQ, which rises when the Nasdaq-100 falls. There is one aggressive exception: when tech stocks look suddenly very beaten down, it buys XLK, a technology-sector fund, hoping for a rebound.

Regime-aware, risk-controlled exposure. Out-of-sample: annualized return 18.4% vs SPY 20.0%, max drawdown 10.8% vs 18.8%, Calmar 1.70, Sharpe 1.21. Enjoy steadier gains and far better downside protection than the S&P 500.