Trend-following with a tech tilt: own QQQ in healthy uptrends with shallower pullbacks; flip to PSQ on fear spikes. If trend weakens, move to TLT. If the market is below its 200‑day average, hold a single cash‑like ETF. An overheat trigger can shift to UVXY.

It holds one ETF at a time. - First, an “overheated” tech reading (a 0–100 heat score of recent moves on a leveraged tech fund >79) jumps to a crash hedge (UVXY). - Else, if the S&P 500 is above its 200‑day average and its latest dip is milder than the prior 6 months’ worst dip, own big tech (QQQ). If fear (VIX) is spiking, short it (PSQ) instead. - If the trend weakens, use Treasuries (TLT). If the market is below its 200‑day average, hold one cash‑like ETF (UUP = dollar, GSY/VCSH = short‑term bonds) based on which has moved the most lately.

Dynamic, regime-based trend strategy with a tech tilt and built-in hedges (UVXY) plus risk-off defenses. Low beta (~0.5) and solid risk-adjusted performance provide diversification and downside resilience relative to SPY.