A daily, cash-buffered, rule-based rotation between TECL (tech leverage), SQQQ (bear Nasdaq), SPHD, or XLP, chosen by trend and momentum tests, with equal-weighting across the selected assets and BIL as cash.

- Daily rebalance. Start with cash as a stabilizer (BIL). - First test: compare SPY’s current price to its 200-day moving average. If the market is in an uptrend (price above the 200-day average), proceed to the next check; otherwise, follow the alternate path. - If in uptrend, check TECL condition: look at the 10-day RSI of TQQQ. If RSI(10) < 31 (an oversold signal on the leveraged tech instrument), buy TECL (a 3x tech exposure). - If the TECL condition isn’t met, check another rule: look at QQQ’s performance over 70 days. If cumulative return is less than -15.5% (the Nasdaq has fallen enough), buy SQQQ (an inverse Nasdaq ETF intended to profit when QQQ falls). - If neither TECL nor SQQQ rules fire, fall back to a defensive rotation: among SPHD (high-dividend, low-volatility) and XLP (consumer staples), pick the one with the lower RSI over the last 20 days (the “more oversold” one) and allocate to it. - Weighting: split capital evenly among all assets currently in the active set, including BIL for cash. - Outcome focus: a simple, transparent rotation between a bullish tech levered play, a Nasdaq hedge, and defensive staples, with cash always present to limit risk.

Disciplined, daily rule-based rotation with a cash buffer. In uptrends, tilt to TECL; in downturns, hedge with SQQQ; otherwise rotate defensives SPHD/XLP. Out-of-sample: ~19.2% annualized return with Calmar ~0.82, offering diversification vs SPY.