Daily switcher: hedge with UVXY + cash when tech is overheated, buy 3× tech (TECL) when tech is washed out, else own the rising U.S. dollar (UUP), or fall back to defensive stocks (UNH, COST). High risk from leverage/UVXY.

Each day it checks a few “thermometers.” If a turbocharged tech fund (TQQQ) looks extremely hot (a 0–100 speedometer ≥82), it puts about half in UVXY (jumps when stocks drop) and holds the rest in cash. Otherwise, if Nasdaq tech looks washed‑out (speedometer ≤24 on QQQ), it buys TECL (3× tech). If neither, it buys UUP (long U.S. dollar) when the dollar’s short‑term average is above its long‑term average; if not, it splits into UnitedHealth (UNH) and Costco (COST).

Adaptive, rules-based strategy hedges tech risk (UVXY), tilts to TECL on dips, and diversifies with USD/defensives. OOS: ~18.9% annualized return, 0.72 Sharpe, max drawdown ~39.8%—a regime-aware alternative to the S&P 500.