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Symphonies
The Timeless 60/40
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A timeless 60/40 plan using VTI (US stocks) and BND (US bonds), with quarterly rebalancing to maintain a 60/40 mix for growth with smoother ride.
NutHow it works
You split your money into two buckets: 60% goes to VTI, which covers almost all U.S. stocks, and 40% goes to BND, which covers most U.S. investment-grade bonds. Stocks aim for growth; bonds help reduce big drops in value. Every quarter, you check the mix. If stocks have run up and the mix is now 70/30, you sell a bit of stocks and buy bonds to bring it back to 60/40. Over time this keeps you growing with less volatility than stocks alone.
CheckmarkValue prop
60/40 rebalance strategy: smaller out-of-sample drawdowns (17.6% vs 22.1% S&P) and a smoother ride, delivering steadier growth (~8.5% vs 14% S&P) with meaningful downside protection from bonds.
1M
3M
6M
YTD
1Y
3Y
Max
www.composer.trade
Performance
Compared to selected benchmarks
AlphaBetaR2R
SPY
0.010.580.950.97
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
SPY
555.46%10.46%-2.02%-1.16%0.6
The Timeless 60/40
317.84%7.86%-1.79%-0.55%0.7
Initial Investment
$10,000.00
Final Value
$41,783.57
Regulatory Fees
$1.80
Total Slippage
$6.32
Invest in this strategy
OOS Start Date
Feb 13, 2022
Trading Setting
Quarterly
Type
Stocks
Category
Balanced, core, traditional, long-term, passive
Tickers in this symphonyThis symphony trades 2 assets in total
Ticker
Type
BND
Vanguard Total Bond Market
Stocks
VTI
Vanguard Total Stock Market ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"The Timeless 60/40" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"The Timeless 60/40" is currently allocated toBNDandVTI. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "The Timeless 60/40" has returned 7.54%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "The Timeless 60/40" is 17.58%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "The Timeless 60/40", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.