Skip to Content
Symphonies
The Timeless 60/40
Today’s Change
—

A symphony is an automated trading strategy — Learn more about symphonies here

About

A simple, low‑cost 60% stocks/40% bonds mix using VTI and BND. It aims for long‑term growth with smoother ups and downs than all‑stock portfolios, rebalancing each quarter to stay near the 60/40 target.
NutHow it works
- 60% goes into Vanguard Total Stock Market ETF (VTI), which owns thousands of U.S. stocks (from Apple to small firms) for growth. - 40% goes into Vanguard Total Bond Market ETF (BND), a mix of high‑quality U.S. bonds for stability and income. - Every quarter it resets back to 60/40 by trimming the winner and topping up the laggard.
CheckmarkValue prop
Out-of-sample, this 60/40 core strategy offers stronger risk-adjusted performance than the S&P: lower drawdown (17.6% vs 22.1%), higher Calmar (~0.48), and a robust Sharpe (~0.76), delivering smoother growth with less downside risk.
1M
3M
6M
YTD
1Y
3Y
Max
www.composer.trade
Performance
Compared to selected benchmarks
AlphaBetaR2R
SPY
0.010.580.950.97
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
SPY
557.19%10.47%-1.77%0.2%0.6
The Timeless 60/40
319.02%7.87%-1.51%0.4%0.7
Initial Investment
$10,000.00
Final Value
$41,901.66
Regulatory Fees
$1.80
Total Slippage
$6.32
Invest in this strategy
OOS Start Date
Feb 13, 2022
Trading Setting
Quarterly
Type
Stocks
Category
Asset allocation, 60/40, passive core, stocks and bonds, us-focused, diversified, quarterly rebalance, low-cost
Tickers in this symphonyThis symphony trades 2 assets in total
Ticker
Type
BND
Vanguard Total Bond Market
Stocks
VTI
Vanguard Total Stock Market ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"The Timeless 60/40" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"The Timeless 60/40" is currently allocated toBNDandVTI. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "The Timeless 60/40" has returned 7.61%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "The Timeless 60/40" is 17.58%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "The Timeless 60/40", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.