A five-bucket, golden-ratio portfolio that uses RSI and moving-average signals to rotate among leveraged growth, EM/balanced, gold, real estate, and cash, with daily rebalancing to pursue trend-following gains while adding hedges for risk control.

The portfolio divides capital into five buckets with weights 42%, 26%, 16%, 10%, and 6%. Each bucket contains a set of ETF choices and rules that pick which specific ETF to buy based on simple momentum signals and price trends. Rules look at RSI (a measure of recent price strength) and moving-average checks to decide whether to tilt toward a leveraged growth ETF (like TQQQ or SPXL), a hedging/defensive ETF (like UVXY, SQQQ, or bond/treasury proxies), or a stable/alternate exposure (like IVV, SPY, or gold/real-estate proxies). There are explicit trend filters (e.g., whether the broad market price is above its 200-day moving average) and conditional switches that push allocations toward hedges when risk signals appear (high RSI on growth ETFs, or rising volatility proxies). The gold and real-estate buckets use their own RSI and moving-average checks to decide whether to emphasize bullish positions (UGL, DRN) or hedges (GLL, DRV). Cash sleeve (6%) sits in BIL and acts as a liquidity anchor when risk is high or market signals are mixed. The system rebalances daily, so allocations adjust to the latest signals, keeping the five-slot structure intact while varying exposure inside each slot according to the rules.

Out-of-sample, this five-bucket Golden Ratio strategy aims ~48% annualized returns vs ~31% for the S&P, with Calmar ~2.06 and beta ~0.91. Accept higher drawdowns for much higher upside, aided by daily rebalancing and built-in hedges.