Skip to Content
Symphonies
The Dave Ramsey
Today’s Change
—

A symphony is an automated trading strategy — Learn more about symphonies here

About

Follows the S&P 500’s trend. In uptrends, holds a broad stock mix and adds hedges when momentum is hot. In downtrends, buys sharp dips with 3× bull ETFs or shifts to short‑Nasdaq, bonds, or a steadier dividend fund.
NutHow it works
1) Trend check: if SPY is above its 200‑day average (a long‑term trend line), hold SCHD, VXUS, IJR, SPYG. If short‑term momentum is very hot (RSI>80), add VIXY; if just strong (60‑day RSI>60), add TLT. 2) If SPY is below trend: if QQQ or SPY are very oversold (RSI<30), buy the dip with TECL or UPRO (3× bull). Else, if tech is weak, rotate to PSQ/QID (short Nasdaq) or TLT/BSV (bonds); else use SPHD. Rebalance if weights drift >3%.
CheckmarkValue prop
Out-of-sample return: 22.10% vs SPY 21.85%; Calmar ~0.90. A disciplined trend-following, hedged multi-asset strategy seeks higher upside in uptrends and downside protection versus SPY, though drawdowns and Sharpe can be higher.

Loading backtest data...

Invest in this strategy
OOS Start Date
Jan 24, 2023
Trading Setting
Threshold 3%
Type
Stocks
Category
Tactical allocation, trend-following, momentum (rsi), multi-asset, hedged, volatility hedge, leveraged etfs
Tickers in this symphonyThis symphony trades 14 assets in total
Ticker
Type
BSV
Vanguard Short-Term Bond ETF
Stocks
IJR
iShares Core S&P Small-Cap ETF
Stocks
PSQ
ProShares Short QQQ
Stocks
QID
ProShares UltraShort QQQ
Stocks
QQQ
Invesco QQQ Trust, Series 1
Stocks
SCHD
Schwab US Dividend Equity ETF
Stocks
SPHD
Invesco S&P 500 High Dividend Low Volatility ETF
Stocks
SPY
State Street SPDR S&P 500 ETF Trust
Stocks
SPYG
State Street SPDR Portfolio S&P 500 Growth ETF
Stocks
TECL
Direxion Daily Technology Bull 3x Shares
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"The Dave Ramsey" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"The Dave Ramsey" is currently allocated toVXUS, IJR, SPYGandSCHD. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "The Dave Ramsey" has returned 21.75%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "The Dave Ramsey" is 24.62%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "The Dave Ramsey", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.