A simple 50/50 mix of a U.S. value‑stock ETF (PY) and cash, rebalanced every trading day. It aims to cut volatility and drawdowns versus being fully in stocks, at the cost of giving up upside in strong bull markets.

It keeps your money split 50/50 between a value‑stock fund (PY) and cash. Every trading day it rebalances back to that split—selling a bit of PY after rises and buying a bit after drops. There are no market‑timing signals—just a steady 50/50 mix.

Lower risk, smoother returns with a 50/50 value stock + cash mix. OOS drawdown ~17.8% vs SPY ~18.8%; Calmar ~0.23. Daily rebalances buy dips. Long-run upside ~4% vs ~18% for SPY—quieter, steadier growth.