Daily, safety‑first rotation. In stress it hides in cash-like T‑bills, gold, dollar, or shorts; in calm uptrends it leans into Nasdaq/semiconductors and long bonds. Uses hot/cold and trend checks to cap drawdowns. Includes leveraged and volatility ETFs.

Each day it asks: stormy or calm? - It reads fear gauges (volatility funds tied to the VIX), a hot/cold meter (RSI: high=overbought, low=oversold), trend vs average price, and the worst recent drop. - Stormy: move to defense—cash-like T‑bills and short Treasuries, gold, US dollar, market‑neutral funds, or bear/volatility funds that rise when markets fall. If rates rise, it can short long bonds. - Calm/uptrend: go on offense—tilt to growth (especially Nasdaq/semiconductor funds, sometimes 3x) and long Treasuries when yields fall. - It splits money across several mini‑portfolios and often gives more weight to steadier assets. Rebalances daily.

Out-of-sample, this strategy delivers 23.7% annualized return vs 15.6% for the S&P, with 6.2% max drawdown vs 18.8%, Sharpe 1.55 vs 0.88, beta 0.38, Calmar 3.83—offering higher, safer growth through dynamic risk-managed rotation.