Own 3x Nasdaq (TQQQ) when conditions are calm or improving; hide in T‑bills (BIL) when rates rise or volatility spikes. Uses bonds vs cash, recent S&P 500 drawdowns, and a volatility gauge (SVXY) to switch between offense and defense.

Tickers: BIL=T-bills (cash-like), BND=US bonds, TQQQ=3x Nasdaq-100 (very aggressive), SPY=S&P 500, SVXY=inverse volatility (stress gauge). 1) If 60-day BND > BIL, rates not rising; else rising. If not rising: if SPY’s 10-day drop >5% and SVXY fell (5-day), hold BIL; else hold TQQQ. If rising: if BND up (2-day), hold 55% TQQQ/45% BIL; else BIL.

Dynamic, regime-aware strategy toggling between 3x Nasdaq upside and cash-like safety. In calm markets it seeks growth; in rising-rate/volatile regimes it prioritizes preservation—a disciplined complement to SPY with built-in downside resilience.