A two-part strategy that usually owns U.S. stocks, buys tech after sharp drops, moves to short-term Treasuries when markets look overheated, and adds hedges during weak market trends.

This strategy splits money into two buckets: 70% and 30%. The 70% bucket usually owns the whole U.S. stock market through VTI. But if tech stocks have fallen very hard recently, it switches to XLK, a technology fund, to bet on a bounce. If the market looks too hot after a sharp run-up, it moves that bucket into very short-term Treasury funds (SHV), which act like a safe parking spot. The 30% bucket is mostly defensive. If the S&P 500 is below its 200-day average—a common sign of a weak long-term trend—it either buys XLK after a sharp tech drop or uses hedges that can benefit when fear rises or the Nasdaq falls (VIXY and PSQ). If the market trend is healthy, this bucket sits in short-term Treasuries (SHY).

Outperforms the S&P on risk-adjusted grounds: 19.22% annualized return vs 18.26%, higher out-of-sample Sharpe (~1.34) and Calmar (~1.77), with max drawdown ~10.9% vs ~18.8%. A two-sleeve, tech-tilted strategy with hedges and short Treasuries.