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Symphonies
Smarter Dividends
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A dividend-and-bond portfolio that shifts its stock sleeve to short‑term Treasuries when the market weakens, aiming for steady income, moderate growth, and reduced drawdowns.
NutHow it works
65% goes to income‑oriented stock/real‑estate funds only when the U.S. market’s recent average price is above its 100‑day average; otherwise that 65% parks in short‑term Treasuries (SHV). The other 35% always stays in bonds. Stock/REIT sleeve: VIG/VYM (U.S. dividend stocks), VNQ (real estate), REM (mortgage REITs). Bonds: BND (broad bonds), HYG (higher‑yield corp), LQD (high‑quality corp). Goal: income + some growth with smaller drops. No leverage.
CheckmarkValue prop
Risk-managed, income-focused strategy with a trend overlay reduces downside vs the S&P 500 (out-of-sample drawdown 16.4% vs 22.1%; beta ~0.27; Sharpe ~0.58) while delivering steadier income and more predictable volatility.

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Invest in this strategy
OOS Start Date
Feb 13, 2022
Trading Setting
Threshold 5%
Type
Stocks
Category
Dividend income, multi-asset, trend-following, bonds, reits, risk-managed
Tickers in this symphonyThis symphony trades 9 assets in total
Ticker
Type
BND
Vanguard Total Bond Market
Stocks
HYG
iShares iBoxx $ High Yield Corporate Bond ETF
Stocks
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF
Stocks
REM
iShares Mortgage Real Estate ETF
Stocks
SHV
iShares Trust iShares 0-1 Year Treasury Bond ETF
Stocks
SPY
State Street SPDR S&P 500 ETF Trust
Stocks
VIG
Vanguard Dividend Appreciation ETF
Stocks
VNQ
Vanguard Real Estate ETF
Stocks
VYM
Vanguard High Dividend Yield ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"Smarter Dividends" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"Smarter Dividends" is currently allocated toHYG, LQD, SHVandBND. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "Smarter Dividends" has returned 4.27%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "Smarter Dividends" is 16.38%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "Smarter Dividends", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.