A slow, cash-equal strategy that uses moving-average trend signals and momentum (RSI) to switch between cash, leveraged long (UPRO/TQQQ), and leveraged inverse (SPXU/SQQQ) bets on SPY/QQQ. It avoids regular rebalancing and aims for cautious exposure with conditional tilts based on simple indicators.

- Start with a cash-equal stance: the system aims to keep exposure balanced rather than fully invested. - Signal level 1: Trend check using moving-average signals on SPY (the broad market). If the short-term trend looks weaker relative to a longer-term signal, tilt toward bear exposure on SPY (via SPXU) or prepare to switch to bear position; if the trend looks strong, consider a bullish tilt. - Signal level 2 (fallback): If the first check isn’t decisive, assess momentum via RSI (a momentum gauge) on bear versus market exposure (e.g., SPXU vs SPY, and eventually SQQQ vs TQQQ). If momentum supports downside, favor inverse/hedged bets (SPXU or SQQQ); if momentum supports upside, favor leveraged longs (UPRO or TQQQ). - Asset choices: SPY is the broad market anchor; SPXU and SQQQ provide inverse exposure to hedges; UPRO and TQQQ provide leveraged upside exposure to SPY and QQQ respectively. - Rebalancing: no regular rebalancing; changes only when signals flip, with a small practical threshold implied by the 0.1 corridor, but overall it’s not rebalanced on a calendar schedule. - Goal: keep risk controlled with cash as a base, while opportunistically leveraging favorable momentum or hedging when signals indicate weakness.

Cash-first, signal-driven overlay that shifts into hedges or leverage to chase upside while aiming to cap losses. Out-of-sample results show disciplined diversification but lower return and risk-adjusted performance than SPY, with larger drawdowns.