Rules-based, monthly mix of growth and defense. Half rotates between Bitcoin vs the U.S. dollar (or a beaten-down diversifier). The other half uses a credit “canary” to own SPY when risk is healthy, otherwise Treasuries or a safety basket (gold, short Treasuries, dollar).

Every month the portfolio splits in two (50% + 50%). - Sleeve A: If bonds have risen lately, hold whichever is trending better: Bitcoin (GBTC) or the U.S. dollar (USDU). If bonds are weak, buy the one diversifier that looks most “oversold” short term (RSI = a gauge of recent speed; low = sold off). - Sleeve B: 60% goes risk-on if high-yield bonds beat cash (own SPY). If not, try long Treasuries (TLT); if they’re weak too, use a safety mix (gold, short Treasuries, dollar). The other 40% always stays in that safety mix.

Out-of-sample edge: 28.5% annualized vs 19.7% for the S&P, 11.7% drawdown vs 18.8%, Sharpe 1.38 vs 1.04, Calmar 2.44. A disciplined, diversified strategy aiming for higher growth with lower risk than the S&P 500.