A daily, rules‑based “traffic light” system. It compares which markets have done better recently to flip between defensive or aggressive and between value/commodities or tech/growth. It then buys ETF baskets matched to that regime, with some hedges.

Think of three traffic lights, checked daily. 1) Long‑term mood: if European corporate bonds lag safe U.S. Treasuries, go defensive; otherwise, be more aggressive. 2) Short‑term mood: if low‑vol stocks beat the S&P lately, stay cautious; otherwise, risk‑on. 3) Style: if small “growth” trails “value,” favor commodities/value; else favor tech/growth and long‑term bonds. Each branch buys a preset ETF basket.

Out-of-sample shows ~12.7% annualized returns with only ~4.5% max drawdown and a Calmar of 2.84. Sharpe ~1.09 and positive alpha indicate resilient, risk-managed gains across regimes, offering steadier upside than the S&P 500.