A daily, rules‑based strategy that flips among tech/cyclicals, commodities/value, defensives, and explicit crash hedges using simple trend, “too hot/too cold,” and volatility cues to seek high returns with shallow drawdowns.

1) Big picture: Is the world risk-on or risk-off? It compares global stocks vs a low‑volatility stock fund to decide. 2) Inflation check: Are metals beating US long Treasuries? That sets an inflation or deflation playbook. 3) Heat check: A simple “speedometer” (RSI) flags too‑hot/too‑cold markets to add hedges or buy rebounds. 4) Fear check: If the VIX is beginning to surge, it deploys crash hedges (inverse/defensive ETFs). 5) It then buys a basket that fits the regime: tech/semis for risk‑on, commodities/value if inflationary, defensives/Treasuries or inverse funds in risk‑off, plus occasional currency shorts (euro/yen). Rebalanced daily.

Out-of-sample, this regime-switching strategy delivers ~27.6% annualized return, ~2.44% max drawdown, and ~2.85 Sharpe—well ahead of the S&P’s ~4.43% return, ~5.07% drawdown, and ~0.45 Sharpe. Higher risk-adjusted gains with built-in hedges.