Daily, rules‑based rotation. If fear spikes, go to T‑Bills. If bonds look healthy, own the 3 strongest names from each of the S&P 500, Nasdaq‑100, and Dow (often mega‑cap tech/blue‑chips). Otherwise, rotate into the strongest commodity and bond ETFs.

Every day: 1) If VIXY (a volatility ETF) is very “hot” on a 10‑day RSI (>75; a 0–100 hot/cold score), hold BIL (1–3m T‑Bills). 2) Else compare 60‑day returns of BND (broad bonds) vs BIL. - If BND > BIL: risk‑on. Split across S&P 500, Nasdaq‑100, and Dow sleeves; in each, own the 3 strongest big names by 20‑day trend, equal‑weighted. - Else: defensive. Split between commodity and bond ETFs; in each, own the top recent winners. Menus update with index changes.

Offers ~20% annualized returns with strong risk control vs SPY: lower beta, Sharpe ~1.09, Calmar ~0.99, plus regime-based diversification that cushions volatility while capturing mega-cap equity and bond/commodity themes.