A daily, rules-based, momentum-driven allocator that moves to safety when volatility spikes and otherwise targets the top 3 performers in curated stock baskets (SPY, QQQ, DIA and Russell 2000 groups) using a 20-day momentum screen; rebalances daily with regime-based tilts toward other assets in special scenarios.

RSI (Relative Strength Index) is a momentum gauge. When applied to VIXY (volatility proxy), a reading above about 75 signals high market turmoil, so the system shifts into safety by buying BIL (short-term Treasuries fund). If volatility isn’t at extremes, the strategy goes risk-on and splits bets across three broad baskets: SPY, QQQ, and DIA, plus Russell 2000 top-performer groups. Within each basket, it looks at a list of stocks and picks the 3 with the strongest recent momentum, using roughly a 20‑day moving-average return as the ranking. It rebalance daily, so holdings can rotate as momentum changes. There are also alternate scenarios (e.g., when rate-cut expectations appear likely) that tilt toward commodities and bond funds. Examples of tickers included are large-cap names (AAPL, MSFT, AMZN, NVDA, TSLA, GOOG/GOOGL, META, BRK/B, UNH, JPM, XOM, V, LLY, AVGO) and index proxies (SPY, QQQ, DIA), plus various narrow groups under R2K buckets. The overall aim is to own the best-performing parts of the market while keeping some safety when volatility rises.

Daily, rules-based momentum strategy that shifts to safety in spikes and targets the top 3 movers across SPY/QQQ/DIA and Russell-like baskets. Out-of-sample: ~116% annualized return vs ~16% SPY; Sharpe ~5.9 vs ~1.1; lower drawdowns; strong alpha/Calmar.