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Symphonies
Morningstar Diversified Portfolio
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A low‑cost, globally diversified 11‑ETF portfolio: 45% stocks, 40% bonds, 15% real assets (gold, commodities, real estate). Built to smooth the ride across market cycles with infrequent, threshold‑based rebalancing. JPIB and USCI are performance picks.
NutHow it works
It’s a buy‑and‑hold mix of 11 low‑cost ETFs spread across US/international stocks (45%), bonds (40%), and real assets—gold, commodities, and real estate (15%). Funds were picked mainly for low fees and broad coverage; JPIB and USCI were chosen for strong past performance. Rebalance only if weights drift ~2% from target.
CheckmarkValue prop
Out-of-sample edge: ~20% annual return with Sharpe ~2 vs SPY ~0.9, and drawdowns under 9% vs ~19%. A diversified 11-asset mix delivers higher risk-adjusted growth and smoother volatility than the S&P 500.

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Invest in this strategy
OOS Start Date
Jan 19, 2025
Trading Setting
Threshold 2%
Type
Stocks
Category
Multi-asset, strategic allocation, diversified, etfs, global stocks, bonds, real assets, inflation hedge
Tickers in this symphonyThis symphony trades 11 assets in total
Ticker
Type
AVIG
Avantis Core Fixed Income ETF
Stocks
GOVT
iShares U.S. Treasury Bond ETF
Stocks
JPIB
JPMorgan International Bond Opportunities ETF
Stocks
SGOL
abrdn Physical Gold Shares ETF
Stocks
USCI
US Commodity Index
Stocks
USHY
iShares Broad USD High Yield Corporate Bond ETF
Stocks
VB
Vanguard Small-Cap ETF
Stocks
VEA
Vanguard FTSE Developed Markets ETF
Stocks
VNQ
Vanguard Real Estate ETF
Stocks
VV
Vanguard Large-Cap ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"Morningstar Diversified Portfolio" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"Morningstar Diversified Portfolio" is currently allocated toVB, VV, AVIG, VNQ, USCI, VWO, JPIB, USHY, VEA, GOVTandSGOL. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "Morningstar Diversified Portfolio" has returned 16.16%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "Morningstar Diversified Portfolio" is 8.62%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "Morningstar Diversified Portfolio", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.