Owns U.S. stocks (with some 2x boost) when the market’s fear gauge is calm; shifts most assets to T‑bills when fear spikes. A small sleeve flips between Berkshire and 2x Bitcoin using a Bitcoin signal, plus a steady 5% in U.S. growth.

Daily: - 90%: Use VIXY (a “fear” ETF). If its 10‑day RSI (0–100; higher = overheated) is <73, hold VTI (total U.S. stocks) + SPUU (2x S&P 500). If ≥73, move that 90% to BIL (T‑bills). - 5%: Use BITO (Bitcoin proxy). If its RSI >27, hold BRK/B (Berkshire). Else hold BITX (2x Bitcoin). - 5%: VUG (U.S. growth). Rebalanced daily.

Out-of-sample edge: 21.55% annualized vs 18.90% S&P, with a risk-off switch to Treasuries during fear spikes and a growth tilt. Similar risk-adjusted return, but noticeably higher upside.