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justBIL
Today’s Change

A symphony is an automated trading strategy — Learn more about symphonies here

About

A cash‑like strategy: always 100% in BIL (1–3 month U.S. Treasury bills). Seeks safety and current short‑term interest income with very low volatility; rebalanced daily. Not designed for growth or beating stocks.
NutHow it works
This puts 100% of your money in BIL, an ETF that holds very short‑term U.S. Treasury bills (1–3 months). These are loans to the U.S. government and are considered very safe. Rebalancing daily just keeps everything in BIL. You earn the going short‑term interest rate (minus fees). Expect very small price moves; it won’t capture stock market growth, and your income will drop if interest rates fall.
CheckmarkValue prop
Out-of-sample, this BIL cash-like strategy delivers superior risk-adjusted performance vs the S&P 500: minimal drawdowns, extremely high Sharpe/Calmar, and steady short-term yield—great for capital preservation with income.
1M
3M
6M
YTD
1Y
3Y
Max
Performance
Compared to selected benchmarks
AlphaBetaR2R
0.01-00.01-0.12
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
511.36%10.13%-2.85%-2.42%0.59
27.01%1.28%0.27%0.87%2.5
Initial Investment
$10,000.00
Final Value
$12,701.40
Regulatory Fees
$0.00
Total Slippage
$1.00
Invest in this strategy
OOS Start Date
May 21, 2025
Trading Setting
Daily
Type
Stocks
Category
Cash management, t-bills, capital preservation, ultra-short duration, single-etf, low volatility, income
Tickers in this symphonyThis symphony trades 1 assets in total
Ticker
Type
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"justBIL" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"justBIL" is currently allocated toBIL. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "justBIL" has returned 4.01%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "justBIL" is 0.01%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "justBIL", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.