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Symphonies
JM Conservative Return Stacked Retirement
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A conservative, bond‑heavy retirement mix: short‑term and inflation‑protected bonds, dividend‑tilted U.S. and foreign stocks, real estate, gold/precious metals, and a managed‑futures overlay. Uses return‑stacked ETFs to add diversification efficiently.
NutHow it works
It builds a conservative, income-first core, then layers diversifiers. About half sits in short-term, inflation-linked, and global bonds for stability. Stocks focus on quality dividends and small‑value, plus a small real‑estate sleeve. Gold/precious metals and a managed‑futures fund hedge shocks. Several “return‑stacked” ETFs combine two exposures in one fund to squeeze more diversification per dollar. Rebalanced daily.
CheckmarkValue prop
Retirement-focused, risk-aware: lower drawdowns (~2.1% vs SPY ~4.5%), low beta (~0.49), inflation hedges, and diversified income. Delivers steadier capital preservation and diversification vs the S&P 500, with modest upside.
1M
3M
6M
YTD
1Y
3Y
Max
www.composer.trade
Performance
Compared to selected benchmarks
AlphaBetaR2R
SPY
0.030.410.640.8
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
SPY
69.16%23.16%1.36%13.5%1.4
JM Conservative Return Stacked Retirement
33.55%12.15%0.36%3.38%1.46
Initial Investment
$10,000.00
Final Value
$13,355.18
Regulatory Fees
$19.06
Total Slippage
$7.65
Invest in this strategy
OOS Start Date
May 26, 2026
Trading Setting
Daily
Type
Stocks
Category
Conservative, multi-asset, bond-heavy, dividend stocks, small-value tilt, real estate, gold/precious metals, managed futures, return stacking, inflation hedges
Tickers in this symphonyThis symphony trades 22 assets in total
Ticker
Type
AVDV
Avantis International Small Cap Value ETF
Stocks
AVUV
Avantis U.S. Small Cap Value ETF
Stocks
BNDX
Vanguard Total International Bond ETF
Stocks
DGRO
iShares Core Dividend Growth ETF
Stocks
DYNF
iShares U.S. Equity Factor Rotation Active ETF
Stocks
GDE
WisdomTree Efficient Gold Plus Equity Strategy Fund
Stocks
GLTR
abrdn Physical Precious Metals Basket Shares ETF
Stocks
LAND
Gladstone Land Corporation
Stocks
LVHD
Franklin U.S. Low Volatility High Dividend Index ETF
Stocks
RSBT
Return Stacked Bonds & Managed Futures ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

The symphony is currently performing the same as yesterday today. Performance updates in real time during market hours.

The symphony is currently allocated toRSSB, RSBT, VGSH, LAND, DGRO, LVHD, AVDV, GLTR, VWOB, VNQ, SHYD, SCHP, STIP, GDE, VTES, AVUV, SGOV, DYNF, BNDX, SCHD, VNQIandVYMI. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, the symphony has returned -9.09%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for the symphony is 2.10%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in the symphony, simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.