A daily, rules-based switcher. It hedges when the Nasdaq looks overheated, stays in QQQ when calm, otherwise rotates into one sector and uses a simple “too cold/balanced/too hot” test to pick bull, neutral, or bear funds. 0–10% tilts to Bitcoin in uptrends.

Daily. 90% runs a sector-rotator; 10% goes to Bitcoin (GBTC) when its price is above its 50‑day trend, otherwise it joins the main block. If the Nasdaq is red‑hot (RSI>79 on TQQQ, a 3× Nasdaq fund), move to VXX (volatility). Else if the Nasdaq’s worst 20‑day dip is <5%, hold QQQ. Else scan sectors and pick the first with a mild dip (<5%). In that sector: if very weak buy a levered bull fund; if too hot buy a bear fund; else hold the plain sector ETF. If none qualify, hold SHY (short‑term Treasuries).

Regime-based strategy with low beta (~0.66), volatility hedges, and sector rotation plus optional crypto tilt. A diversified, risk-aware approach aimed at steadier downside and diversification relative to the S&P 500.