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Symphonies
GYP - for retirement
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A rules-based retirement mix: 50% growth that leans into stocks when calm and goes defensive in turmoil; 25% bond/income sleeve using stability and momentum; 25% capital preservation via gold and trend winners. Uses volatility, trend, and buy-the-dip checks.
NutHow it works
Portfolio = 50% Growth, 25% Yield, 25% Preservation. Growth: If stock volatility (how bumpy prices are) is low, hold QQQ or SPY (decided by a simple bond-vs-cash signal). If volatility is high, buy QQQ only on a sharp short‑term dip; otherwise use a defensive mix (SHY, SPY, BTAL, GLD, XLP). Yield: Rules-based bond mix: steadier funds get more weight, long Treasuries only when calm, and top recent performers; plus some IEI. Preservation: Always some gold, plus a trend sleeve picking recent winners among SPY, TLT, GLD, commodities (DBC), the US dollar (UUP), and cash (SHV).
CheckmarkValue prop
Out-of-sample edge: Sharpe ~1.89 vs SPY ~1.44, Calmar ~2.90, max drawdown ~7.25% vs ~18.76%, and ~21% annualized return vs ~23% for SPY. Similar upside with far better risk control and lower volatility.

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Invest in this strategy
OOS Start Date
May 11, 2023
Trading Setting
Threshold 12%
Type
Stocks
Category
Multi-asset, tactical allocation, trend following, volatility-aware, risk-managed, retirement
Tickers in this symphonyThis symphony trades 15 assets in total
Ticker
Type
BTAL
AGF U.S. Market Neutral Anti-Beta Fund
Stocks
DBC
Invesco DB Commodity Index Tracking Fund
Stocks
GLD
SPDR Gold Trust, SPDR Gold Shares
Stocks
HYG
iShares iBoxx $ High Yield Corporate Bond ETF
Stocks
IEF
iShares 7-10 Year Treasury Bond ETF
Stocks
IEI
iShares 3-7 Year Treasury Bond ETF
Stocks
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF
Stocks
QQQ
Invesco QQQ Trust, Series 1
Stocks
SHV
iShares Trust iShares 0-1 Year Treasury Bond ETF
Stocks
SHY
iShares 1-3 Year Treasury Bond ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"GYP - for retirement" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"GYP - for retirement" is currently allocated toTIP, IEF, UUP, HYG, SHY, LQD, SPY, IEI, GLD, TLTandXLP. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "GYP - for retirement" has returned 20.99%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "GYP - for retirement" is 7.25%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "GYP - for retirement", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, crypto, and options.