A daily, rule-based ETF strategy that switches between a bullish tech-focused tilt (QQQ) and a single defensive/bond asset. It uses 20-day MA and short-term RSI signals to decide regime, then allocates 100% to the chosen asset (bull = QQQ; bear = the most oversold defensive asset from a predefined basket).

- Each day, the strategy decides between a bullish tech tilt (QQQ) or a defensive maneuver. - It checks: (1) Is QQQ above its 20-day moving average? If yes, it chooses QQQ as the main exposure (bull path). - If not, or if momentum signals indicate weakness (e.g., QQQ RSI below 32 or SPY RSI below 31), it moves to the Bear path and picks one defensive/bond asset from the list (BSV, TLT, VBF, XLP, XLU, SPAB) that has the lowest 10-day RSI (most oversold). - The chosen asset gets 100% of the portfolio for that day, and positions are reset daily (daily rebalance). - The set of assets used are widely traded ETFs covering tech (QQQ, XLK), broad market (SPY), and defensive areas (short-term bonds, long bonds, consumer staples, utilities, aggregate bond). - In plain terms: If the market looks good, you lean into tech; if the market looks weak, you pick one defensive asset that looks like it’s most ready to bounce back, and you own only that one. - Risks include abrupt regime shifts, whipsaw during mixed signals, and a lack of diversification since the approach reserves a single asset per day.

Out-of-sample: ~122% annualized return vs ~15% S&P, Sharpe ~7 vs ~1.4, Calmar ~86, max drawdown ~1.4% vs ~2.5%. Daily regime switch: 100% to tech in bulls, defensives in bears.