A daily, risk‑managed tactical plan: park most cash in T‑Bills and add a small, size‑capped slice of leveraged tech/market ETFs on dips; switch that slice to volatility, inverse Nasdaq, or long Treasuries when markets look overheated or the trend is weak.

Daily checks trend and “temperature.” Trend: is SPY above its 200‑day average? Temperature: RSI (10‑day), a 0–100 heat meter (high=hot, low=cold). Keeps most money in T‑Bills (SHV). Small, risk‑capped slice goes to: TQQQ/TECL/UPRO=3x tech/market on dips; UVXY=volatility, SQQQ=−3x Nasdaq, or TLT=long Treasuries when overheated/weak. Sizing targets ~1% risk from the risky slice.

Out-of-sample edge: 26.54% annualized return vs SPY 19.45%, Sharpe 1.35 vs 1.05, Calmar 1.82, max drawdown 14.59% vs 18.76%. Cash-heavy, risk-managed with a small levered sleeve and daily rebalances for higher upside, lower risk.