A daily, defensive module. It sits in T‑Bills most of the time, and only in downtrends switches into inverse/leveraged tech and S&P 500 ETFs—using short‑term momentum and trend checks—to hedge risk and occasionally attempt quick rebounds.

Daily. RSI = a 0–100 “speedometer” of recent moves (>~80 too hot, <~30 washed‑out). If major indexes (SPY, QQQ, IOO, VTV, XLF) look too hot or washed‑out, it parks in T‑Bills (BIL). If not, it checks trend (SPY vs 200‑day): above = stay in BIL; below = turn on hedges using inverse/leveraged tech funds (PSQ/QID/SQQQ, TQQQ/QLD, sometimes QQQ or SPXU/BTAL) guided by short‑term momentum vs Treasury ETFs (TLT, IEF).

Defensive bear-market module with daily risk controls. Out-of-sample drawdown 15.9% vs SPY 18.8%; Calmar ~0.91. Annualized return ~14.5%—with steadier downside protection and lower tail risk than the S&P 500.