A simple three-stock equity plan (AAPL 40%, MSFT 30%, GOOGL 30%) with a 2% drift tolerance, but currently no automatic rebalancing. Concentrated exposure to tech; the playful name implies higher risk.

You’re holding three big U.S. companies as your equity portion: Apple 40%, Microsoft 30%, Alphabet 30%. A 2% drift tolerance exists in the idea of rebalancing, meaning if the actual shares diverge by more than 2 percentage points from their targets, a rebalance would normally bring them back to 40/30/30. But in this setup, rebalance is set to none, so no automatic adjustment happens. The plan is named humorously as “Dumpster Fire” and uses USD-denominated stock tickers. Since this is a small, focused portfolio, performance is tied to these three companies and lacks broad diversification.

Out-of-sample performance suggests a high-conviction, tech-heavy strategy beating the S&P on risk-adjusted return: Sharpe ~1.90 vs 1.37, annualized return ~53% vs ~7–12%, Calmar ~3.17, with drawdowns ~16.7%.