A daily, EMA-based trend-following system with a volatility/momentum overlay that rotates into one best equity ETF (often a leveraged one) after screening a basket of sector/market ETFs; otherwise stays in cash or in safe Treasuries.

Core signal: monitor a 12-day EMA vs 26-day EMA crossover. If bullish (12 EMA above 26 EMA), consider entering. Before entry, run through a volatility/momentum overlay: check UVXY’s momentum (RSI over a short window). If that condition is met, rank a basket of equity ETFs by a short-term momentum measure and pick the one with the lowest momentum score (a bottom RSI ranking) that also passes a price-vs-EMA check (e.g., current price above a moving-average benchmark like SPY’s 50-day MA or similar checks for other assets). If the candidate passes, allocate to a targeted equity instrument (often a leveraged ETF like SPXL or TECL, or another listed option such as SPY) rather than simply buying SPY; you may see variations like QQQE, XLY, XLP, EEM, or SPXL depending on the branch. If any step fails, hold cash or switch to a safe asset (BIL, a short-term Treasuries ETF). The plan is rebalanced daily and the exposure is under the EQUITIES class. Complexity aside, the intended flow is: (1) confirm uptrend via EMA crossover; (2) apply volatility/momentum gating; (3) select a single best candidate to hold; (4) use a cash-equal approach unless an entry is triggered; (5) fallback to safety when signals weaken. Important caveats for laymen: levered ETFs (SPXL/TECL) magnify moves up and down; reliability depends on parameter choices (RSI windows, thresholds) and market regime; costs and slippage from daily rebalancing can affect net returns. For a layman, think of it as a sophisticated rule-based system that tries to ride an uptrend with a single, best-placed levered or unlevered equity bet, but only after a battery of checks designed to avoid buying when the market is risky or choppy.

Big upside potential with disciplined risk controls: out-of-sample annualized return ~55% vs S&P 500 ~30%, Calmar ~2.27. EMA trend + volatility/momentum gates pick one strong equity exposure. Higher drawdown risk (~24%) than the S&P.