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Symphonies
Diversification
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

Equal-weight mix of five low‑cost Schwab ETFs: broad U.S. stocks, extra tilt to growth and dividend payers, international stocks, and a short‑term Treasury bond cushion. Buy‑and‑hold with no automatic rebalancing; aims for simple, broad diversification.
NutHow it works
Split the money evenly across five Schwab ETFs: SCHB (entire U.S. stock market), SCHG (big fast‑growing U.S. companies), SCHD (U.S. dividend payers), SCHF (stocks outside the U.S.), and SCHO (short‑term U.S. Treasury bonds for stability). No market timing. It doesn’t auto‑rebalance, so the mix will drift unless you manually reset it. Tilts: more tech via SCHG and more steady sectors via SCHD.
CheckmarkValue prop
Out-of-sample, this five-ETF mix beats the S&P on risk: Sharpe 1.26 vs 1.06, drawdown 13.1% vs 18.8%, beta ~0.68, Calmar 1.21, and 15.9% annualized return (vs 18.8%). Diversification plus a Treasuries cushion means steadier growth.
1M
3M
6M
YTD
1Y
3Y
Max
www.composer.trade
Performance
Compared to selected benchmarks
AlphaBetaR2R
SPY
-00.760.970.99
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
SPY
625.62%14.83%-0.15%0.4%0.91
Diversification
358.17%11.2%0.5%4.08%0.89
Initial Investment
$10,000.00
Final Value
$45,817.33
Regulatory Fees
$2.31
Total Slippage
$8.03
Invest in this strategy
OOS Start Date
Sep 18, 2024
Trading Setting
Threshold 1%
Type
Stocks
Category
Buy-and-hold, passive, etf, equal-weight, diversified, stocks-and-bonds, global equities, low-cost
Tickers in this symphonyThis symphony trades 5 assets in total
Ticker
Type
SCHB
Schwab U.S. Broad Market ETF
Stocks
SCHD
Schwab US Dividend Equity ETF
Stocks
SCHF
Schwab International Equity ETF
Stocks
SCHG
Schwab U.S. Large-Cap Growth ETF
Stocks
SCHO
Schwab Short-Term U.S. Treasury ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"Diversification" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"Diversification" is currently allocated toSCHB, SCHD, SCHF, SCHGandSCHO. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "Diversification" has returned 15.00%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "Diversification" is 13.12%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "Diversification", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.