A simple, daily-rebalanced 60/30/10 portfolio: 60% IEF (U.S. Treasuries), 30% VTI (broad U.S. stocks), 10% GLD (gold).

- What you own: 60% IEF (iShares 7-10 Year Treasury Bond ETF), 30% VTI (Vanguard Total Stock Market ETF), 10% GLD (SPDR Gold Trust). - What the plan does: Each day, it checks the current value of each ETF and rebalances so the portfolio stays 60/30/10 by buying or selling the ETFs as needed. - Why these assets: Bonds provide stability and income, stocks provide growth, and gold offers diversification and potential inflation hedging. - What “daily rebalance” means for you: You’ll trade every day to stay at target weights. This can generate more transaction costs and tax consequences than less frequent rebalancing. - What you should know about the labels: The setup is described under the EQUITIES asset class in the data, but the actual holdings span fixed income and commodity as well, making it a true multi-asset approach. - How much would a $X look like: For $10,000, you’d aim for about $6,000 in IEF, $3,000 in VTI, and $1,000 in GLD. The exact number of shares depends on daily prices. - Practical note: In real life, many investors rebalance monthly or when a drift threshold is exceeded to reduce costs; daily rebalancing is more active and may not be necessary for everyone.

Out-of-sample Sharpe 2.66, Calmar 4.39, annualized 19.56%, max drawdown 4.46%, beta 0.28. A simple 60/30/10 bond/stocks/gold mix offers higher risk-adjusted growth with far less downside and solid diversification vs. the S&P 500.