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Symphonies
Boglehead
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A simple Boglehead-style buy‑and‑hold: 70% U.S. stocks (VTI), 20% international stocks (VXUS), 10% short‑term T‑bills (BIL). Broad, low‑cost diversification with little trading; risk and returns come mainly from the stock market.
NutHow it works
Put 70% in VTI (owns almost every U.S. company stock), 20% in VXUS (stocks outside the U.S.), and 10% in BIL (very short‑term U.S. Treasury bills, a cash‑like buffer). Then hold it. No timing or trading rules; no scheduled rebalancing. Stocks drive growth; the T‑bill slice softens drops a bit and earns short‑term interest. Together they cover most global sectors.
CheckmarkValue prop
Out-of-sample Sharpe 1.34 vs SPY 1.16, drawdown 16% vs 19%, Calmar 1.28; ~20% annual return. A simple 70/20/10 global equity blend beats the S&P on risk-adjusted terms with lower downside for long-horizon investors.
1M
3M
6M
YTD
1Y
3Y
Max
www.composer.trade
Performance
Compared to selected benchmarks
AlphaBetaR2R
SPY
-0.010.90.980.99
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
SPY
586.58%13.61%-1.77%0.2%0.83
Boglehead
387.76%11.07%-2.26%1.55%0.75
Initial Investment
$10,000.00
Final Value
$48,776.18
Regulatory Fees
$0.17
Total Slippage
$2.01
Invest in this strategy
OOS Start Date
Sep 9, 2024
Trading Setting
Threshold 10%
Type
Stocks
Category
Passive indexing, asset allocation, buy-and-hold, u.s. and international equities, t-bills/cash sleeve, boglehead
Tickers in this symphonyThis symphony trades 3 assets in total
Ticker
Type
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
Stocks
VTI
Vanguard Total Stock Market ETF
Stocks
VXUS
Vanguard Total International Stock ETF
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"Boglehead" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"Boglehead" is currently allocated toBIL, VTIandVXUS. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "Boglehead" has returned 15.72%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "Boglehead" is 15.99%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "Boglehead", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.