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Symphonies
Better than a CD
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A daily, rules-based “risk-on/risk-off” portfolio. It buys dips in uptrends (often tech and some 2x/3x ETFs), and when markets look overheated or fear spikes, it shifts to T‑Bills, Treasuries, inverse stock funds, or VIX hedges to limit drawdowns.
NutHow it works
Think of two dials: trend and heat. - Trend: If the S&P 500 is above its long‑term average, the plan is risk‑on; below it, be cautious. - Heat: A 0–100 “heat gauge” (RSI). Very hot = take cover (move to T‑Bills, inverse funds, or VIX funds that jump when fear rises). Very cold = buy the dip (often tech, sometimes with 2x/3x ETFs). Bonds rotate by momentum. Rebalanced daily.
CheckmarkValue prop
Out-of-sample, this strategy delivers higher risk-adjusted returns (Sharpe ~5.85), higher annualized return (4.77% vs 3.65%), and far lower drawdown (0.14% vs 4.51%), plus a Calmar ~33—more upside with far less risk than the S&P 500.

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Invest in this strategy
OOS Start Date
Oct 31, 2025
Trading Setting
Daily
Type
Stocks
Category
Tactical asset allocation, volatility hedging, sector rotation, risk-on/risk-off, leveraged etfs, bonds, gold, cash-like t-bills
Tickers in this symphonyThis symphony trades 0 assets in total
Ticker
Type

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"Better than a CD" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"Better than a CD" is currently allocated toEUM, XLV, GOOGL, FLOT, DDM, SPYM, AVGO, SVXY, UUP, JNJ, AMGN, XTL, BTAL, LLY, SHV, SH, SAA, QLD, SSO, GS, GLD, TLT, CSCO, XLK, VIXM, WTMF, BIL, TBF, BNDandPSQ. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "Better than a CD" has returned 4.77%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "Better than a CD" is 0.14%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "Better than a CD", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, crypto, and options.