A fast, rules-based “risk-on/risk-off” plan: buy 3x tech after sharp selloffs, buy volatility when tech is overheated, otherwise use a trend filter to rotate into a defensive basket in downtrends and diversified equities in uptrends.

1) Check QQQ's heat (QQQ tracks big tech; RSI is a 0-100 score; <30 = washed out, >80 = overheated). - If <30: buy a 3x tech fund to chase a rebound. - Else if >80: buy a VIX fear fund that jumps when markets stumble. - Else check the S&P 500 vs its 200-day average (trend). If below: if the last 10-day worst drop >5% buy a slower VIX fund; else hold a defensive mix (anti-beta long/short, 7-10yr Treasuries, gold, consumer staples). If above: hold dividend stocks, global momentum, value+momentum, and the S&P 500.

Out-of-sample, this strategy targets ~43% annualized return vs SPY ~22%, with Calmar ~1.84—strong upside with controlled downside. Dynamic risk-on/off signals aim to ride rallies and hedge panics, delivering higher long-run growth than the S&P 500, though with bigger drawdowns.