A monthly plan that hedges tech exposure with gold when Nasdaq weakens, otherwise buys two top mega-cap tech stocks based on 20-day momentum.

In plain language: On a monthly basis, the strategy checks how much the Nasdaq has dropped in the last 40 trading days. If the drop is bigger than 10%, you put your cash entirely into GLD (gold) as a hedge. If the drop isn’t that large, you pick the two biggest winners among seven big-tech stocks (META, AMZN, AAPL, MSFT, GOOG, TSLA, NVDA) based on how much they rose in the last 20 days, and you split your cash equally between those two stocks. So, either you own one hedge (GLD) or you own two big-tech stocks, and you rebalance to keep equal cash weighting across the chosen assets each month. The purpose is to protect against tech downturns with gold, while staying exposed to strong recent performers in mega-cap tech when conditions look favorable.

Built‑in downside protection with upside capture. If Nasdaq falters, switch to GLD; otherwise lean into two top mega‑cap techs by momentum. Out-of-sample: ~36% annual return vs ~21% for the S&P, with solid risk metrics (Calmar ~1.22, Sharpe ~1.07).