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Symphonies
Basic 401k
Today’s Change
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A symphony is an automated trading strategy — Learn more about symphonies here

About

A monthly 401k strategy that goes growth-heavy (QQQ + SPY) when the S&P 500 is rising and calm, and shifts to a defensive mix (AGG, BIL, SPY) when markets are shaky or weakening.
NutHow it works
Each month: 1) If recent S&P 500 volatility is high → hold a defensive mix: 50% AGG (broad U.S. bonds), 20% BIL (T‑bills/cash‑like), 30% SPY (S&P 500). 2) Otherwise, if the S&P 500 rose over ~3 months → 70% QQQ (Nasdaq‑100, big‑tech heavy) + 30% SPY. 3) Otherwise → same defensive mix as step 1.
CheckmarkValue prop
Back-tested out-of-sample, this strategy cuts drawdowns in volatile markets and still captures upside in uptrends, delivering smoother, lower-risk returns and competitive risk-adjusted performance versus the S&P 500.
1M
3M
6M
YTD
1Y
3Y
Max
www.composer.trade
Performance
Compared to selected benchmarks
AlphaBetaR2R
SPY
0.060.560.610.78
Performance Metrics
Cumulative ReturnAnnualized ReturnTrailing 1M ReturnTrailing 3M ReturnSharpe Ratio
SPY
532.45%10.35%-0.15%0.4%0.6
Basic 401k
811.38%12.52%0.53%-1.16%0.9
Initial Investment
$10,000.00
Final Value
$91,138.22
Regulatory Fees
$29.03
Total Slippage
$176.00
Invest in this strategy
OOS Start Date
Feb 18, 2026
Trading Setting
Monthly
Type
Stocks
Category
Tactical asset allocation,momentum,volatility filter,monthly rebalance,401k,etfs,equities and bonds
Tickers in this symphonyThis symphony trades 4 assets in total
Ticker
Type
AGG
iShares Core U.S. Aggregate Bond ETF
Stocks
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
Stocks
QQQ
Invesco QQQ Trust, Series 1
Stocks
SPY
State Street SPDR S&P 500 ETF Trust
Stocks

FAQ

A Composer symphony is an automated trading strategy that executes trades based on parameters of your choice. Some symphonies are similar to holding one ETF in normal conditions and rotating to a different ETF when market conditions shift, for example a 5% drop in the S&P 500, while others use complex rules with dozens of triggers. However, complex doesn’t always mean better. A simple, well-structured symphony can be just as effective as an intricate one. Learn more about how symphonies work here.

"Basic 401k" is currently performing the same as yesterday today. Performance updates in real time during market hours.

"Basic 401k" is currently allocated toQQQandSPY. Holdings automatically adjust as market conditions change based on the strategy's rules.

Year-to-date, "Basic 401k" has returned 12.41%. You can adjust the performance chart above to view returns across different time horizons.

The maximum drawdown for "Basic 401k" is 2.27%. The maximum drawdown measures the largest peak-to-trough decline. It's an important metric to evaluate risk and the strategy's behavior during market stress.

To invest in "Basic 401k", simply click the Invest button on this page. You'll need to open an account with Composer if you don't have one yet, then you can start investing. Composer will automatically execute the trades for you based on the strategy's rules. Composer also supports trading individual stocks, ETFs, and options.