A one‑ETF tactical plan. Uses the Nasdaq‑100’s long‑term trend to choose risk‑on (top sector/small‑caps) vs risk‑off (Gold or inverse Nasdaq). RSI acts like a heat gauge to avoid buying when markets are too hot and to add hedges when they’re weak.

It holds one ETF at a time and switches when rules change. 1) If the Nasdaq-100 (QQQ) is above its 200‑day average: buy the single best 10‑day performer among Tech (XLK), Consumer (XLY), Energy (XLE), Financials (XLF), Health (XLV), Utilities (XLU), or Small‑caps (VB), unless QQQ or the S&P 500 look “too hot” (RSI, a heat score, >~80) — then use Gold (GLD). 2) If QQQ is below its 200‑day average: use short‑term trend and RSI to either still pick the best sector, hedge with inverse Nasdaq (PSQ — goes up when Nasdaq falls), or hold Gold. RSI <~30 = very “cold.”

A disciplined single‑position tactical sleeve that rotates to the top sector or hedge (GLD/PSQ) on Nasdaq momentum. Provides diversification and lower beta vs SPY. Note: out‑of‑sample shows drawdowns and negative returns—best as a hedging sleeve, not core equity.