A daily, rules‑based portfolio that shifts between growth (Nasdaq/tech), safety (T‑bills/Treasuries), and hedges (shorts/volatility) using simple trend and “hot/cold” signals, plus inflation cues from commodities. Designed to capture uptrends and cut downside.

Each day the rules ask: Are stocks trending up (S&P 500 above its 200‑day line)? Are interest rates rising or falling (Treasury trend)? Are commodities running hot? Based on that it owns either growth (QQQ/tech; sometimes 3x like TQQQ/SOXL), safety (T‑Bills BIL or Treasuries SHY/IEI/TLT), or hedges (short funds SQQQ/SPXS, volatility UVXY). It times entries with trend lines and RSI (a 0‑100 “hot/cold” meter). Rebalances daily.

Regime-switching strategy: equity-like upside with far less downside. Out-of-sample: Sharpe 2.16 vs 1.02; drawdown 4.3% vs 18.8%; Calmar 2.52 vs ~1.0—strong risk-adjusted returns and drawdown protection vs the S&P.