A rules‑based, daily‑rebalanced portfolio that toggles risk‑on/off, rotates among U.S. stocks (often tech), Treasuries, gold, commodities and cash using trend and hot/cold gauges. Overheated markets add VIX/hedges; oversold markets get dip‑buys. Seeks growth with drawdown control.

Daily, it flips between risk‑on and defense. It calls risk‑on when a broad bond fund looks stronger than a short‑stock fund (checked with a 0–100 hot/cold price gauge); otherwise defense. Risk‑on: own big U.S. stocks (often tech). Trend lines add/trim. Too hot → add VIX (“fear”) and market‑neutral hedges; too cold → buy dips (sometimes with leveraged tech). It also rotates into Treasuries, gold, oil/commodity funds, clean‑energy and natural‑gas stocks when trends are up; otherwise it parks in cash‑like T‑bills or uses inverse/short funds to cushion drops.

Defensive, risk-managed diversification. Out-of-sample data show smaller drawdowns than the S&P, helping preserve capital during volatility, while offering broad exposure across assets to complement a growth-centric core.