A rules-based mix of stocks, cash, bonds, gold, and Nasdaq hedges. It trims risk when markets are hot, buys select dips, rides trends with a stable stock basket, and uses bonds/gold for defense. 30% always sits in long Treasuries (TLT).

30% stays in long‑term Treasuries (TLT). The rest follows rules. If stock indexes look overheated (RSI—a hot/cold score—very high), it shifts to cash‑like T‑bills (BIL) plus a mild Nasdaq hedge (PSQ). In strong trends it may park half in gold (GLD). After sharp Nasdaq drops it buys the dip (QQQ) only if oversold; otherwise holds T‑bills. In healthy uptrends it owns a low‑vol basket (AAPL, COST, LLY, NVO, COKE). In weak markets it rotates to cash, bonds, or short Nasdaq (PSQ/QID), and may use 2x QQQ (QLD) for bounces.

Out-of-sample edge: 20.32% annual return vs 17.87% (S&P); Sharpe 1.28 vs 1.03; max drawdown 9.37% vs 18.76%; beta ~0.41. A 30% TLT hedge plus diversified tacticals aim for steadier, higher risk-adjusted growth.