An ensemble, risk‑on/risk‑off system that times markets with simple gauges (trend, RSI, volatility). It rotates among tech (QQQ), defensive sectors, Treasuries, gold, and sometimes leveraged or inverse ETFs, holding the three rule‑sets working best recently.

Think of many small rule-sets watching simple gauges: trend (price vs 200‑day average), heat (RSI 0–100: low=cold, high=hot), and turbulence (volatility). Each flips between growth (QQQ/XLK), defensives (XLP/XLV/XLU), safe bonds (TLT/IEF/BSV/muni funds), cash (BIL/SHY), gold (GLD), or hedges (QLD/QID/SH/GLL). It regularly ranks all rule-sets by recent results and splits money equally into the top three.

Out-of-sample, this ensemble timing strategy delivers ~64% annualized returns vs SPY’s ~-69%, with risk-off shields and agile rotations across tech, defensives, bonds, and gold—larger upside and tighter drawdowns than the S&P 500.