A long-term, multi-asset strategy combining a core diversified equity/bond mix with an adaptive overlay that shifts between risk-on and risk-off using momentum, volatility, and rate signals. It includes hedges, sectors, and alternative assets to balance growth and protection.

- Start with a core long-term mix (Ginger Ale) that provides broad exposure to U.S. and international stocks plus a bond component. - Apply Adaptive All Weather v1.5 as an overlay that can tilt toward risk-on (growth) or risk-off (defense) based on momentum and rate signals. - Use Crash Protection to add hedges when risk is high; use Equities to seek upside when signals are positive; otherwise move toward defensive assets and hedges. - Maintain additional sleeves for Bonds (stabilizers), Commodities & Real Estate (inflation and diversification), and Spread Across the Market (broad market participation with ballast). - Use rule-based selections (momentum, relative strength, moving averages) to pick top/bottom performers within each sleeve and allocate capital accordingly. - The overall aim is a diversified, adaptive portfolio that can participate in uptrends while limiting drawdowns in downturns; rebalancing is guided by a corridor width (0.1 in this model). - No reliance on a single indicator or single asset; multiple layers of checks help avoid overexposure to any one regime.

Adaptive, multi-asset overlay that seeks growth with protection. Out-of-sample: ~17.8% annual vs S&P 22.5%, but only ~14.2% max drawdown vs 18.8%—with strong risk-adjusted metrics (Calmar ~1.25).