A rule-based, retirement-friendly portfolio that rotates among US stocks (SPY/QQQ), commodities (DBC/GLD/DBA), Treasuries (TLT/BSV), the US dollar (UUP), and defensive sectors, dialing risk up in uptrends and down in stress.

Target mix: 40% tactical Stocks/Commodities, 40% active Treasuries, 10% Safety, 10% Energy/Utilities. Own growth areas when they trend up and markets are calm; shift to short-term bonds (BSV) or other defensives when trends weaken or get overheated (RSI high) or choppy. Treasuries (TLT) are timed; if bonds fall (rates up), use USD (UUP) or a bond inverse (TBT). Energy/Utilities rotate by recent winners. Rebalanced daily.

Out-of-sample: ~7.97% annualized vs SPY ~24.18%, max drawdown ~6.1% vs ~18.8%, Sharpe ~1.24 vs ~1.43, Calmar ~1.31. Diversified, trend-driven risk management aims for steadier, lower-drawdown growth than the S&P 500.